Retirement planning tools and education

Mirastar’s Retirement Central is a one- stop shop for smart retirement planning.

Start saving for your child’s future.

Education Planning Resources

Invest in Your Child’s Education. The Coverdell Education Savings Account is a great way to start building college education savings for your children or grandchildren under the age of 18.

Contribute up to $2,000 per tax year, per child until they turn 18 (exceptions apply). While contributions are not tax-deductible, earnings grow tax-free.

Funds used for higher education expenses are tax-free when withdrawn if the recipient is under 30.

 

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Interested in how much you could be earning?

Check out our Certificate calculator and discover how much money you could be saving for your future.

Calculate my earnings

Open a Retirement Account today.

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Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Beware the USPS Smishing Text Scam
Financial Advice

Beware the USPS Smishing Text Scam

Your phone pings with an incoming text. You swipe it open to find a message from the USPS. They’re texting to let you know that the scheduled delivery time for your package has been changed. Unfortunately, though, the message is not from the USPS and you’ve just been targeted by a scam.

Disclosures

1The dividend rate and annual percentage yield stated for the term accounts listed are offered within the most recent seven calendar days and were accurate as of the above date. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate Accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Dividend Rate Schedule

Fee Schedule

Truth In Savings Disclosure

*Annual Percentage Yield (APY) is accurate as of 05/01/2024. APY assumes interest remains on deposit until maturity, any withdrawal will reduce earnings. Certificates must be partially funded by new money (50% or more). Excludes IRA and ESA certificates. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate accounts are subject to membership eligibility, terms, and fees. Certificate account will automatically renew at maturity to the 12-month certificate fixed rate in effect at that time unless you withdraw all the funds in the account at maturity or within a grace period of 6 days after maturity. Mirastar Federal Credit Union reserves the right to cancel or modify this offer at any time without prior notice. This is a limited time offer.